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On the House: New rules, but getting a mortgage still tough

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I keep asking buyers and real estate agents about access to credit, and whether it's any easier to get a mortgage. "No problem," is the typical answer. "I can only speak for us about mortgages, and as of now we are not having any issues," said Emily Tyszka, who recently bought a house in Audubon, Camden County. Zillow, the real estate search engine, recently reported that in the final quarter of last year, credit tightened slightly, especially for borrowers with low down payments - meaning first-time buyers. More coverage In rebuilding, volunteers start small, keep learning Finding a second chance after foreclosure When I checked around this area, however, I found that nothing has been...

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